44th National Credit Congress - Speaker, Atty. Ben Joshua A. Baltazar

Atty. Ben Joshua A. Baltazar

President & CEO, Credit Information Corporation (CIC)

The CMAP 44th National Credit Congress proudly featured Atty. Ben Joshua A. Baltazar, President and CEO of the Credit Information Corporation, as one of its distinguished speakers.

During his presentation, Atty. Baltazar highlighted the vital role of the country’s centralized credit information system in strengthening financial inclusion, improving credit accessibility, and promoting responsible lending and borrowing practices across the Philippines. He discussed the importance of reliable credit data, collaboration among financial institutions, and the continued modernization of the Philippine credit ecosystem in support of sustainable economic growth.

He also emphasized how credit information empowers businesses, lenders, and consumers to make informed financial decisions while helping create a more transparent, efficient, and resilient financial environment. His insights reinforced the importance of innovation, data governance, and strategic partnerships in shaping the future of credit management in the country.

CMAP extends its sincere appreciation to Atty. Baltazar and the Credit Information Corporation for their continued support and contribution to advancing the Philippine credit industry.