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CMAP 44th National Credit Congress

Apr 27, 2026

Advancing Credit Excellence Through Innovation, Collaboration, and Industry Leadership

The Credit Management Association of the Philippines (CMAP) successfully concluded the 44th National Credit Congress, bringing together industry leaders, policymakers, and credit professionals for a meaningful exchange of insights, innovations, and best practices in credit management.

This year’s congress served as a vital platform for addressing current challenges, emerging trends, and opportunities shaping the Philippine credit landscape. Attendees gained valuable perspectives on financial resilience, regulatory developments, digital transformation, and responsible credit practices.


Keynote Speakers & Guest of Honor

The event was honored by the presence of distinguished speakers and government leaders who shared their expertise and vision:

  • Mr. Jonathan I. Ravelas, CTA – Senior Advisor, Reyes Tacandong & Co.

  • Atty. Ben Joshua A. Baltazar – President & CEO, Credit Information Corporation

  • Atty. Javey Paul D. Francisco – Commissioner, Securities and Exchange Commission

  • Atty. Juan Paolo F. Fajardo – Deputy Privacy Commissioner, National Privacy Commission

  • Mr. Robert C. Bastillo – President & CEO, Small Business Corporation


Special Messages

The congress was further elevated by inspiring messages from key government officials:

  • Her Excellency Sara Z. Duterte – Vice President of the Republic of the Philippines

  • Hon. Mamerto E. Tangonan – Deputy Governor, Payments and Currency Management Sector (PCMS), Bangko Sentral ng Pilipinas (BSP)

Their insights emphasized the importance of collaboration between the public and private sectors in strengthening the country’s credit ecosystem and supporting sustainable economic growth.


Acknowledgment of Sponsors

CMAP extends its sincere gratitude to our valued sponsors whose support made this event possible:

  • AdvancesAI

  • AND Solutions Pte. Ltd.

  • Radiowealth Finance

  • CRIF Philippines

  • Info-Vision Research Systems, Inc.

  • CIBI Information Inc.

  • Discovery Capital Finance Corp.

  • InfoWorX, Inc.

  • San Dionisio Credit Cooperative

  • MAQResearch Inc

  • PHINMA Properties

  • K Servico

  • Cardpeak Marketing / RCBC

  • Truth Verifier Systems, Inc.


The 44th National Credit Congress stands as a testament to CMAP’s continued commitment to advancing the credit industry, fostering collaboration, and empowering professionals with knowledge and tools to navigate an evolving financial landscape.

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